This section establishes the rules, responsibilities, and limitations applicable to the services offered by Overfail, including courses on evaluating negative economic scenarios, hedging strategies, and auditing asset portfolios.
Overfail provides risk management consulting and financial resilience analysis, intended exclusively for capital market investors. Services include educational materials, analyses, and assessment tools, without constituting personalized investment recommendations.
The user has the right to access purchased content, within the limits of the selected subscription or course. They are obliged not to redistribute, modify, or resell the materials without the written consent of Overfail. Any unauthorized use entails civil or criminal liability.
Overfail undertakes to provide the services as described, with professional diligence. We reserve the right to update content, temporarily suspend access for maintenance, or modify the offer, with prior notice on the website.
Overfail is not responsible for direct or indirect financial losses resulting from the use of the information provided. Services are offered "as is," without explicit or implied warranties regarding profitability or absolute accuracy of the analyses.
Payments are made in advance, according to the displayed rates. Refunds are possible within 14 days of purchase, only if access to the content has not been activated. Subscriptions renew automatically, with the possibility of cancellation at any time from the user account.
Overfail may suspend or terminate a user's access in case of violation of the terms, without refund. The user may withdraw at any time, by written notice to the contact address.
These conditions may be updated periodically. Users will be informed by publishing the new version on the website, and continued use of the services after the modification implies acceptance thereof.
For legal questions, notices, or requests, you can contact us at: Calea Traian 3A, phone 0753766094 or email info@overfail.com.
Last updated: January 2025. These conditions comply with Google Ads principles regarding fair representation and do not contain misleading promises.